Graham Ronald Hart
Answers You Need To Know
Everything you need to know about how we facilitate funding, what documents we require and what to expect from the placement process. If your question is not here, contact us directly.
Find Your Answer Faster
We have grouped our most common questions into four categories so you can find what you need quickly.
Funding Basics
Documents
Process & Timing
Security & Terms
About Our Funding Facilitation
Do you fund directly, or are you a broker?
We are a funding brokerage. We do not lend our own capital. We prepare your file professionally and place it with the lender or private investor in our network most likely to approve and offer suitable terms.
What is the minimum amount you facilitate?
Our placements typically start from R50,000. Larger structured transactions usually begin at R1M and scale upward from there.
What is the largest deal you can facilitate?
We work with a broad network that includes private lenders and capital partners capable of large structured transactions. If your deal is properly documented and well structured, we can place it through the appropriate funder.
What types of funding do you facilitate?
Business funding, growth and expansion capital, asset and equipment finance, property finance and development, working capital, acquisitions and MBOs, debt refinancing and structured capital raising.
Do you facilitate funding outside South Africa?
Our primary focus is South Africa. For larger structured transactions we may consider cross border deals on a case by case basis. Contact us with your specific details.
Do you charge an application fee?
No. Submitting a funding enquiry is free. Any brokerage or structuring fees that may apply are disclosed to you in writing before you commit to anything.
What You Need To Provide
What documents do I need to provide?
Typically company registration documents, 2 to 3 years of signed financial statements, 6 to 12 months of business bank statements, certified IDs of directors and shareholders, security details and a clear written purpose for the funds. Requirements can vary by deal size and type.
Why do you require original, verifiable documents?
Verification is the core of our placement process. Funders in our network only advance against genuine documentation, not promises. This protects both your transaction and the funder. If documents cannot be independently verified, we cannot place the deal.
Can I submit documents later?
Yes. The first step is your online application. Once we have reviewed your initial submission, we will request the specific documents needed for verification. You do not need everything ready upfront.
Do I need audited financials?
Audited or reviewed financials are preferred for larger transactions. For smaller facilities, management accounts plus bank statements may be sufficient. Each deal is assessed on its own merits by the relevant funder.
What if my business is new or has limited history?
We can still consider newer businesses, but security and the strength of the underlying opportunity become more important. Contact us to discuss your specific situation.
How Long It Takes
How long does the whole process take?
Most straightforward placements move within 5 to 10 business days from submission to disbursement. Complex or larger deals may take longer depending on structure, security and the funder's due diligence.
How quickly will I get an initial response?
We acknowledge every serious application, typically within a few hours during business days. Document review begins shortly after.
What happens after I submit the Apply Now form?
Three steps. First, we acknowledge your submission. Second, we review your details and request the documents needed to proceed. Third, once verified, we place your file with the funder whose criteria best match your deal.
Can funding be expedited?
Yes, in some cases. If your documents are complete and the deal is straightforward, the placement can move very quickly. Urgency is best discussed upfront during your initial enquiry.
Will I be kept informed during the process?
Yes. You will have direct communication with our team from enquiry through to placement. No middlemen, no waiting on third party updates.
What Funders Require
Do funders require security?
Depending on the deal, security may be required. This can include property, assets, personal surety or other forms. The relevant funder assesses each transaction on its own merits, taking into account cash flow, assets and the strength of the underlying business or project.
What interest rates and fees apply?
Terms vary depending on deal size, structure, security and risk profile. All rates and fees are disclosed to you in writing before you commit. We do not use hidden charges.
Do funders run a credit check?
Yes, funders in our network run internal credit and verification checks. They do not rely solely on traditional credit scores. Documentation, security and deal viability carry more weight in the assessment.
What repayment terms are available?
Terms range from short term facilities to multi year structured loans, depending on the deal. Repayment structures are tailored by the funder to your business or project's cash flow.
Do you guarantee funding?
No. All funding is subject to verification of your original documentation and approval by the funding partner. We do not guarantee funding, investment outcomes or returns. Every application is reviewed on its own merits.
Is my information kept confidential?
Yes. All submissions and documents are handled confidentially. We do not share your information with third parties without your consent, except where required for verification or placement purposes with the funder assessing your deal.
We Are Here To Help
If your question is not answered above, reach out directly. We respond to every serious enquiry.
Ready To Apply?
If you know what you need funded, go straight to the application form. Our team will review and respond directly.
- Simple online application
- Direct response from our team
- Submissions go to enquiries@grahamronaldhart.co.za
Prefer To Ask First?
If you would rather talk it through before submitting, contact us directly and we will answer any questions you have.
- Email us at enquiries@grahamronaldhart.co.za
- Discuss your funding need
- Direct response, no middlemen
Ready To Get Funded?
Once we have reviewed your documents, we place your deal with the right funding partner.
Apply Now