Working Capital, Funded Directly
Short- and medium-term capital to keep your cash flow moving and operations running. We fund working capital directly from our own balance sheet — approved in days, structured around your cash cycle.
Direct Working Capital Funding
Working capital is the lifeblood of every business. It funds stock, pays suppliers, covers payroll, and bridges the gap between delivering work and getting paid for it. When it dries up, operations stall — sometimes within days.
The problem: banks are often the slowest and least flexible source of working capital at exactly the moment you need it most. We fund working capital directly from our own capital, assessed on the strength of your business, your contracts and your cash flow — not just a credit score.
What We Fund
- Cash flow bridging — covering short-term gaps between outgoing and incoming payments
- Stock & inventory funding — purchasing stock or raw materials for upcoming demand
- Supplier payments — paying key suppliers on time to secure discounts and continuity
- Payroll support — bridging salary runs during slow collection cycles
- Contract execution — funding to deliver on signed orders or tenders
- Seasonal working capital — funding peak periods and seasonal fluctuations
How Much We Fund
Working capital facilities start from R50,000 for smaller short-term needs, and scale up to billions for larger structured working capital programmes.
What We Look For
To move quickly, we assess the deal on the strength of its documents. We look for:
- Verifiable business trading history and cash flow
- Clear purpose for the working capital (specific, not vague)
- Recent business bank statements and management accounts
- Contracts, purchase orders or agreements (where applicable)
- Repayment source and timeline clearly defined
Why Direct Working Capital Is Different
Banks rely on rigid underwriting, credit scores and long approval cycles. Because we fund in-house, we can:
- Assess the deal itself — not just a score
- Move from enquiry to approval in days, not weeks
- Structure terms around your specific cash cycle
- Fund directly — no broker chains, no hidden fees
What You'll Need to Provide
To help us move quickly, please have the following ready:
- 6–12 months of business bank statements
- Latest management accounts and 1–2 years of financials
- Company documents (CIPC, directors, IDs)
- Contracts, purchase orders or debtor book (where applicable)
- A clear written statement of purpose and repayment plan
Ready to Apply?
Submit your working capital request and our team will review it directly. Once documents are verified, we move to approval and disbursement.
What Working Capital Funds
From short-term cash flow gaps to larger seasonal working needs — we fund the full spectrum.
Cash Flow Bridging
Cover short-term gaps between outgoing and incoming payments.
Stock & Inventory
Purchase stock or raw materials ahead of demand.
Contract Execution
Fund delivery on signed orders, tenders or project work.
Payroll Support
Bridge salary runs during slow collection cycles.
Supplier Payments
Pay suppliers on time to secure discounts and continuity.
Seasonal Peaks
Fund peak trading periods and seasonal fluctuations.
Verify. Approve. Fund.
Our process is straightforward. Once we've seen your genuine documentation, we move to fund.
Enquiry
Tell us what you need funded
Document Review
We review bank statements & financials
Verification
Direct verification with institutions
Approval
Terms issued in-house
Disbursement
Funds released, cash flow secured
Common Questions
Do you fund working capital directly?
Yes. We fund working capital facilities directly from our own balance sheet — no brokers, no committees, no third-party approvals.
What's the minimum working capital amount?
Our working capital facilities start from R50,000 and scale up to billions for larger structured requirements.
How long does working capital funding take?
Once bank statements, financials and supporting documents are verified, we can typically move to approval and disbursement within days.
What can working capital be used for?
Cash flow bridging, stock and inventory purchases, supplier payments, payroll support, contract execution and seasonal peaks. It is not intended for long-term growth or structural losses.
Do you require security?
Depending on the deal, security may be required — assets, property, surety or debtor book. Each transaction is assessed on its own merits.
Do you guarantee funding?
No. All funding is subject to verification of your original documentation and our internal approval. We do not guarantee funding, investment outcomes or returns.
Ready to Secure Your Cash Flow?
Submit your request today. From R50,000 to billions — once we've verified your documents, we fund directly.
Apply Now