Debt Refinancing, Placed With The Right Funder
We connect businesses with lenders and private investors to replace expensive, restrictive or unsuitable debt with better structured funding. Once your documents are verified, we move quickly to place your deal.
Debt Refinancing Through Our Network
Debt taken on at the wrong time, at the wrong rate, or on the wrong terms can quietly drain a business. Monthly repayments eat into cash flow. Security locks up assets you could deploy elsewhere. Rates that were once acceptable now look expensive against the market.
As a funding brokerage, we prepare your refinancing request and place it with lenders and private investors in our network who can offer better terms, restructured repayments and more suitable security arrangements. The result is a refinance that fits your business today, not yesterday.
What We Facilitate
- Expensive debt replacing high rate facilities with better terms
- Multiple facilities consolidating several loans into one manageable facility
- Short term debt converting to longer term funding matched to the asset or project
- Property debt refinancing mortgages, bridging and development loans
- Equipment finance restructuring vehicle, plant and machinery finance
- Business loans restructuring working capital, term loans and overdrafts
How Much We Can Facilitate
Refinancing placements start from R50,000 for smaller facilities and scale upward for large corporate debt, property portfolios and multi facility restructuring, subject to the funding partner's criteria.
What Funders Look For
Funders in our network assess the refinance on the strength of its documents. They look for:
- Full details of existing debt including balances, rates, terms and security
- Clear reason for the refinance such as rate, cash flow, structure or exit
- Verifiable business performance and cash flow
- Realistic repayment source
- Security available for the new facility
Why Working With A Brokerage Is Different
Banks may offer refinancing but often at rigid terms, slow approvals and their own product constraints. As a brokerage, we:
- Assess your refinancing on its merits before we approach any funder
- Place your file with the funder most likely to approve it, first time
- Structure the new facility around your cash flow and asset base
- Give you one point of contact through the whole process
What You Will Need To Provide
To help us place your deal quickly, please have the following ready:
- Schedule of existing debt including balances, rates, terms and security
- Latest statements for each facility being refinanced
- 2 to 3 years of financial statements and management accounts
- 6 to 12 months of business bank statements
- Company documents such as CIPC, directors and IDs
- Details of any security offered or released
Ready to Refinance?
Submit your refinancing summary and our team will review it directly. Once your documents are verified, we place your deal with the right funder.
Refinancing We Facilitate
From a single expensive facility to a full corporate restructuring, we place refinancing at scale.
Rate Reduction
Replace high rate debt with funding on better terms.
Debt Consolidation
Combine multiple facilities into one manageable loan.
Term Restructuring
Convert short term to long term funding matched to assets.
Property Debt
Refinance mortgages, bridging and development loans.
Equipment Finance
Restructure vehicle, plant and machinery finance.
Corporate Debt
Business loans, term loans, overdrafts and working capital.
Apply. Verify. Get Placed.
Our process is straightforward. Once we have seen your debt schedule and documents, we move to place your deal with the right funder.
Enquiry
Tell us what you want to refinance
Document Review
Debt schedule, financials and security
Verification
Institutional and asset checks
Placement
We place your deal with a funder
Funding
Facilitated by our partners
Common Questions
Do you refinance debt directly?
No. We are a funding brokerage. We do not lend our own capital. We place your refinancing request with lenders and private investors in our network and manage the placement on your behalf.
What size refinancing do you facilitate?
From R50,000 for smaller facilities, up to larger structured refinancing for corporate debt, property portfolios and multi facility restructuring, subject to the funding partner's criteria.
How long does refinancing take?
Once your debt schedule, statements and supporting documents are verified, we can often move faster than bank refinancing, typically within days of verification.
Can you place debt other lenders have declined?
Yes, in many cases. We assess each deal on its own merits, including cash flow, security and business performance, rather than a rigid scoring model.
Do funders require security?
Depending on the deal, security may be required such as property, assets, personal surety or a combination. Refinancing is often secured against the same assets as the original facility.
Do you guarantee funding?
No. All funding is subject to verification of your original documentation and approval by the funding partner. We do not guarantee funding, investment outcomes or returns.
Ready To Refinance Your Debt?
Send us your debt schedule today. Once we have reviewed your documents, we place your deal with the right funding partner.
Apply Now